Indian Overseas Bank PERUNGALATHUR Branch IFSC Code

IOBA 0000412
Indian Overseas Bank Logo Indian Overseas Bank
PERUNGALATHUR — KANCHEEPURAM, TAMIL NADU
MICR: 600020053 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PERUNGALATHUR
IFSC Code
IOBA0000412
MICR Code
600020053
Address
STANDARD MOTOR PRODUCT LTD, G S T ROAD, PERUNGALATHUR PIN 600063
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City
KANCHEEPURAM
District
PERUNGALATHUR
State
TAMIL NADU
Contact
22740634

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000412 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000412.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000412.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
1
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000412 — Branch code (PERUNGALATHUR)

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Frequently Asked Questions

Is IOBA0000412 valid for online transfer?
Yes, IOBA0000412 is a valid IFSC code for Indian Overseas Bank PERUNGALATHUR branch in KANCHEEPURAM, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000412 belong to?
IOBA0000412 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PERUNGALATHUR is 600020053. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000412?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.