Indian Overseas Bank NAVSARI Branch IFSC Code

IOBA 0000416
Indian Overseas Bank Logo Indian Overseas Bank
NAVSARI — NAVSARI, GUJARAT
MICR: 396020061 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
NAVSARI
IFSC Code
IOBA0000416
MICR Code
396020061
Address
MAHATMA GANDHI ROAD, NEAR TOWER, NAVSARI, PIN 396445
Open in Google Maps
City
NAVSARI
District
NAVSARI
State
GUJARAT
Contact
+912637257192

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000416 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000416.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000416.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
1
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000416 — Branch code (NAVSARI)

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Frequently Asked Questions

Is IOBA0000416 valid for online transfer?
Yes, IOBA0000416 is a valid IFSC code for Indian Overseas Bank NAVSARI branch in NAVSARI, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000416 belong to?
IOBA0000416 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NAVSARI is 396020061. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000416?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.