Indian Overseas Bank GUWAHATI Branch IFSC Code
IOBA 0000420
Indian Overseas Bank GUWAHATI — KAMRUP, ASSAM
MICR: 781020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- GUWAHATI
- IFSC Code
- IOBA0000420
- MICR Code
- 781020002
- City
- KAMRUP
- District
- GUWAHATI
- State
- ASSAM
- Contact
- +913612600006
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000420 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000420.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000420.
IFSC Code Structure
I
O
B
A
0
0
0
0
4
2
0
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000420 — Branch code (GUWAHATI)
Nearby Indian Overseas Bank Branches in KAMRUP
AMINGAON
IOBA0001134
STATFED VANASPATI PLANT COMPLX AMINGAON GUWAHATI PIN 781031
MICR: 781020003 RTGS ✓ NEFT ✓ IMPS ✓
SINGAPARA
IOBA0001183
KENDUA PO,VIA BEZERA,SINGARPARA,PIN 781121
MICR: 781020501 RTGS ✓ NEFT ✓ IMPS ✓
CHANDMARI
IOBA0001409
PENSIONERS BHAVAN, OLD UNIVERSITY COLONY, CHANDMARI, GAUHATI, PIN 781003
MICR: 781020004 RTGS ✓ NEFT ✓ IMPS ✓
DISPUR
IOBA0001571
563, 1ST FLOOR, SOOD VILLA, GUWAHATI SHILLONG ROAD, DISPUR PIN 781005
MICR: 781020006 RTGS ✓ NEFT ✓ IMPS ✓
GOPINATH NAGAR GUWAHATI
IOBA0001838
GOPINATH NAGAR GUWAHATI PIN 781016
MICR: 781020007 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000420 valid for online transfer?
Yes, IOBA0000420 is a valid IFSC code for Indian Overseas Bank GUWAHATI branch in KAMRUP, ASSAM. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000420 belong to?
IOBA0000420 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GUWAHATI is 781020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000420?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.