Indian Overseas Bank SAHARANPUR Branch IFSC Code

IOBA 0000434
Indian Overseas Bank Logo Indian Overseas Bank
SAHARANPUR — SAHARANPUR, UTTAR PRADESH
MICR: 247020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SAHARANPUR
IFSC Code
IOBA0000434
MICR Code
247020002
Address
2 BY 662, COURT RD, SAHARANPUR
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City
SAHARANPUR
District
SAHARANPUR
State
UTTAR PRADESH
Contact
+911322648529

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000434 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000434.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000434.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
3
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000434 — Branch code (SAHARANPUR)

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Frequently Asked Questions

Is IOBA0000434 valid for online transfer?
Yes, IOBA0000434 is a valid IFSC code for Indian Overseas Bank SAHARANPUR branch in SAHARANPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000434 belong to?
IOBA0000434 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SAHARANPUR is 247020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000434?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.