Indian Overseas Bank VIRAMGAM Branch IFSC Code
IOBA 0000470
Indian Overseas Bank VIRAMGAM — AHMADABAD, GUJARAT
MICR: 380020028
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- VIRAMGAM
- IFSC Code
- IOBA0000470
- MICR Code
- 380020028
- City
- AHMADABAD
- District
- AHMEDABAD
- State
- GUJARAT
- Contact
- +912715233673
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000470 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000470.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000470.
IFSC Code Structure
I
O
B
A
0
0
0
0
4
7
0
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000470 — Branch code (VIRAMGAM)
Nearby Indian Overseas Bank Branches in AHMADABAD
AHMEDABAD KALUPUR CIRCLE
IOBA0000003
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MICR: 380020005 RTGS ✓ NEFT ✓ IMPS ✓
GITA MANDIR RD
IOBA0000110
5 BHAVANA SOCIETY,GITA MANDIR RD,AHMEDABAD
MICR: 380020003 RTGS ✓ NEFT ✓ IMPS ✓
STADIUM RD
IOBA0000125
SATVED COMPLEX,GROUND FLOOR,PART 1 AND 2,OPPOSITE GOPI DAIRY,SARDAR PATEL STADIUM ROAD 380014
MICR: 380020011 RTGS ✓ NEFT ✓ IMPS ✓
KUHA
IOBA0000189
I FLOOR RAMJI MANDIR PREMISES KUHA DASKROI TALUK PIN 382433
MICR: 382020501 RTGS ✓ NEFT ✓ IMPS ✓
ASHRAM ROAD
IOBA0000353
OPPOSITE HANDLOOM HOUSE, ASHRAM ROAD, AHMEDABAD - 380 002
MICR: 380020002 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000470 valid for online transfer?
Yes, IOBA0000470 is a valid IFSC code for Indian Overseas Bank VIRAMGAM branch in AHMADABAD, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000470 belong to?
IOBA0000470 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VIRAMGAM is 380020028. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000470?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.