Indian Overseas Bank KANPUR MALL ROAD Branch IFSC Code

IOBA 0000478
Indian Overseas Bank Logo Indian Overseas Bank
KANPUR MALL ROAD — JHUNJHUNU, RAJASTHAN
MICR: 208020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KANPUR MALL ROAD
IFSC Code
IOBA0000478
MICR Code
208020002
Address
17 BY 9, GARG NARONHA COMPLEX, MALL ROAD, KANPUR PIN 208001
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City
JHUNJHUNU
District
KANPUR
State
RAJASTHAN
Contact
+911593233421

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000478 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000478.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000478.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
7
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000478 — Branch code (KANPUR MALL ROAD)

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Frequently Asked Questions

Is IOBA0000478 valid for online transfer?
Yes, IOBA0000478 is a valid IFSC code for Indian Overseas Bank KANPUR MALL ROAD branch in JHUNJHUNU, RAJASTHAN. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000478 belong to?
IOBA0000478 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KANPUR MALL ROAD is 208020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000478?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.