Indian Overseas Bank BERHAMPUR Branch IFSC Code
IOBA 0000485
Indian Overseas Bank BERHAMPUR — BALESHWAR, ODISHA
MICR: 760020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- BERHAMPUR
- IFSC Code
- IOBA0000485
- MICR Code
- 760020002
- City
- BALESHWAR
- District
- BERHAMPUR
- State
- ODISHA
- Contact
- +916802203299
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000485 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000485.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000485.
IFSC Code Structure
I
O
B
A
0
0
0
0
4
8
5
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000485 — Branch code (BERHAMPUR)
Nearby Indian Overseas Bank Branches in BALESHWAR
NUAPADA
IOBA0000734
MAIN ROAD,NUAPADA,PIN 761011
MICR: 761020505 RTGS ✓ NEFT ✓ IMPS ✓
BALASORE
IOBA0000832
17 KATCHERI ROAD VIVEKANANDA MARG BALASORE PIN 756001
MICR: 756020002 RTGS ✓ NEFT ✓ IMPS ✓
KURUDA
IOBA0000983
AT KURUDA CHHACK,KURUDA,PIN 756056
MICR: 756020501 RTGS ✓ NEFT ✓ IMPS ✓
SOMNATHPUR
IOBA0001243
AT PO SOMNATHPUR,VIA REMUNA,SOMNATHPUR,PIN 756019
MICR: 756020502 RTGS ✓ NEFT ✓ IMPS ✓
BERHAMPUR GAJAPATHI NAGAR
IOBA0001530
VIJAY BHAVAN,VOS CAMPUS,ENGG SCHOOL ROAD,BERHAMPUR PIN 760010
MICR: 760020003 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000485 valid for online transfer?
Yes, IOBA0000485 is a valid IFSC code for Indian Overseas Bank BERHAMPUR branch in BALESHWAR, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000485 belong to?
IOBA0000485 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BERHAMPUR is 760020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000485?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.