Indian Overseas Bank AHMEDNAGAR Branch IFSC Code

IOBA 0000488
Indian Overseas Bank Logo Indian Overseas Bank
AHMEDNAGAR — AHMADNAGAR, MAHARASHTRA
MICR: 414020001 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
AHMEDNAGAR
IFSC Code
IOBA0000488
MICR Code
414020001
Address
GUPTA BUILDING SARJEPURA AHMEDNAGAR414 001
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City
AHMADNAGAR
District
AHMADNAGAR
State
MAHARASHTRA
Contact
+912412431151

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000488 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000488.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000488.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
8
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000488 — Branch code (AHMEDNAGAR)

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Frequently Asked Questions

Is IOBA0000488 valid for online transfer?
Yes, IOBA0000488 is a valid IFSC code for Indian Overseas Bank AHMEDNAGAR branch in AHMADNAGAR, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000488 belong to?
IOBA0000488 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank AHMEDNAGAR is 414020001. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000488?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.