Indian Overseas Bank KAYALPATTINAM Branch IFSC Code

IOBA 0000491
Indian Overseas Bank Logo Indian Overseas Bank
KAYALPATTINAM — TOOTHUKUDI, TAMIL NADU
MICR: 627020064 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KAYALPATTINAM
IFSC Code
IOBA0000491
MICR Code
627020064
Address
BAZZ COMPLEX PERIA NESAVU STREET KAYALPATTINAM PIN 628204
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City
TOOTHUKUDI
District
KAYALPATNAM
State
TAMIL NADU
Contact
280295

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000491 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000491.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000491.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
9
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000491 — Branch code (KAYALPATTINAM)

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Frequently Asked Questions

Is IOBA0000491 valid for online transfer?
Yes, IOBA0000491 is a valid IFSC code for Indian Overseas Bank KAYALPATTINAM branch in TOOTHUKUDI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000491 belong to?
IOBA0000491 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KAYALPATTINAM is 627020064. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000491?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.