Indian Overseas Bank FEROZEPUR Branch IFSC Code
IOBA 0000492
Indian Overseas Bank FEROZEPUR — FEROZPUR, PUNJAB
MICR: 152020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- FEROZEPUR
- IFSC Code
- IOBA0000492
- MICR Code
- 152020002
- City
- FEROZPUR
- District
- FIROZPUR
- State
- PUNJAB
- Contact
- +911632227133
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000492 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000492.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000492.
IFSC Code Structure
I
O
B
A
0
0
0
0
4
9
2
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000492 — Branch code (FEROZEPUR)
Nearby Indian Overseas Bank Branches in FEROZPUR
View all Indian Overseas Bank branches in FEROZPUR →Frequently Asked Questions
Is IOBA0000492 valid for online transfer?
Yes, IOBA0000492 is a valid IFSC code for Indian Overseas Bank FEROZEPUR branch in FEROZPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000492 belong to?
IOBA0000492 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank FEROZEPUR is 152020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000492?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.