Indian Overseas Bank PATNA Branch IFSC Code
IOBA 0000498
Indian Overseas Bank PATNA — PATNA, BIHAR
MICR: 800020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- PATNA
- IFSC Code
- IOBA0000498
- MICR Code
- 800020002
- City
- PATNA
- District
- PATNA
- State
- BIHAR
- Contact
- +916122219217
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000498 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000498.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000498.
IFSC Code Structure
I
O
B
A
0
0
0
0
4
9
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000498 — Branch code (PATNA)
Nearby Indian Overseas Bank Branches in PATNA
EXHIBITION ROAD
IOBA0001484
I ST FLOOR, ARUNACHAL BHAVAN, EXHIBITION ROAD CROSSING, PATNA, 800001
MICR: 800020003 RTGS ✓ NEFT ✓ IMPS ✓
PATNA SHASTRI NAGAR
IOBA0001512
BELTRON BHAVAN,SHASTRI NAGAR, PATNAPIN 800023
MICR: 800020004 RTGS ✓ NEFT ✓ IMPS ✓
KANKARBAGH COLONY
IOBA0001659
H23 DOCTORS COLONY KANKARBAGH PATNA PIN800020
MICR: 800020005 RTGS ✓ NEFT ✓ IMPS ✓
R O PATNA
IOBA0002016
DOOR NO II AND III FLOORS,NASIMA HOUSE WEST OF GANDHIMAIDAN PATNA PIN CODE 800001
RTGS ✓ NEFT ✓ IMPS ✓
BORING ROAD
IOBA0002200
451,STRAIGHT BORING ROAD,NEW PATLIPURA COLONY,NEAR CISF OFFICE,PIN 800013
MICR: 800020006 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000498 valid for online transfer?
Yes, IOBA0000498 is a valid IFSC code for Indian Overseas Bank PATNA branch in PATNA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000498 belong to?
IOBA0000498 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PATNA is 800020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000498?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.