Indian Overseas Bank HOSHIARPUR Branch IFSC Code

IOBA 0000510
Indian Overseas Bank Logo Indian Overseas Bank
HOSHIARPUR — HOSHIARPUR, PUNJAB
MICR: 146020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
HOSHIARPUR
IFSC Code
IOBA0000510
MICR Code
146020002
Address
MADAN BUILDING PHAGWARA ROAD HOSHIARPUR PIN 146001
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City
HOSHIARPUR
District
HOSHIARPUR
State
PUNJAB
Contact
+911882255011

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000510 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000510.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000510.

IFSC Code Structure

I
O
B
A
0
0
0
0
5
1
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000510 — Branch code (HOSHIARPUR)

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Frequently Asked Questions

Is IOBA0000510 valid for online transfer?
Yes, IOBA0000510 is a valid IFSC code for Indian Overseas Bank HOSHIARPUR branch in HOSHIARPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000510 belong to?
IOBA0000510 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank HOSHIARPUR is 146020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000510?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.