Indian Overseas Bank RAJPURA Branch IFSC Code

IOBA 0000515
Indian Overseas Bank Logo Indian Overseas Bank
RAJPURA — PATIALA, PUNJAB
MICR: 140020402 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
RAJPURA
IFSC Code
IOBA0000515
MICR Code
140020402
Address
PLOT NO 280 TO 289 PATIALA RAJPURA ROAD RAJPURA PIN140401
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City
PATIALA
District
RAJPURA
State
PUNJAB
Contact
+911762224076

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000515 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000515.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000515.

IFSC Code Structure

I
O
B
A
0
0
0
0
5
1
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000515 — Branch code (RAJPURA)

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Frequently Asked Questions

Is IOBA0000515 valid for online transfer?
Yes, IOBA0000515 is a valid IFSC code for Indian Overseas Bank RAJPURA branch in PATIALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000515 belong to?
IOBA0000515 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RAJPURA is 140020402. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000515?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.