Indian Overseas Bank KARUMANDAPAM Branch IFSC Code

IOBA 0000521
Indian Overseas Bank Logo Indian Overseas Bank
KARUMANDAPAM — TIRUCHIORAPPALLI, TAMIL NADU
MICR: 620020011 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KARUMANDAPAM
IFSC Code
IOBA0000521
MICR Code
620020011
Address
PLOT NO 2,4TH CROSS,KALYANASUNDARAM NAGAR,TIRUCHIRAPALLI
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City
TIRUCHIORAPPALLI
District
TIRUCHIRAPPALLI
State
TAMIL NADU
Contact
2480307

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000521 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000521.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000521.

IFSC Code Structure

I
O
B
A
0
0
0
0
5
2
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000521 — Branch code (KARUMANDAPAM)

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Frequently Asked Questions

Is IOBA0000521 valid for online transfer?
Yes, IOBA0000521 is a valid IFSC code for Indian Overseas Bank KARUMANDAPAM branch in TIRUCHIORAPPALLI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000521 belong to?
IOBA0000521 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KARUMANDAPAM is 620020011. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000521?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.