Indian Overseas Bank RANIGUNJ Branch IFSC Code
IOBA 0000532
Indian Overseas Bank RANIGUNJ — BARABANKI, UTTAR PRADESH
MICR: 713020302
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- RANIGUNJ
- IFSC Code
- IOBA0000532
- MICR Code
- 713020302
- City
- BARABANKI
- District
- RANIGANJ
- State
- UTTAR PRADESH
- Contact
- +913412444049
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000532 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000532.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000532.
IFSC Code Structure
I
O
B
A
0
0
0
0
5
3
2
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000532 — Branch code (RANIGUNJ)
Frequently Asked Questions
Is IOBA0000532 valid for online transfer?
Yes, IOBA0000532 is a valid IFSC code for Indian Overseas Bank RANIGUNJ branch in BARABANKI, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000532 belong to?
IOBA0000532 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RANIGUNJ is 713020302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000532?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.