Indian Overseas Bank MOGA Branch IFSC Code
IOBA 0000551
Indian Overseas Bank MOGA — MOGA, PUNJAB
MICR: 142020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- MOGA
- IFSC Code
- IOBA0000551
- MICR Code
- 142020002
- City
- MOGA
- District
- MOGA
- State
- PUNJAB
- Contact
- +911636222348
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000551 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000551.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000551.
IFSC Code Structure
I
O
B
A
0
0
0
0
5
5
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000551 — Branch code (MOGA)
Nearby Indian Overseas Bank Branches in MOGA
View all Indian Overseas Bank branches in MOGA →Frequently Asked Questions
Is IOBA0000551 valid for online transfer?
Yes, IOBA0000551 is a valid IFSC code for Indian Overseas Bank MOGA branch in MOGA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000551 belong to?
IOBA0000551 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MOGA is 142020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000551?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.