Indian Overseas Bank VADAGARAI Branch IFSC Code

IOBA 0000601
Indian Overseas Bank Logo Indian Overseas Bank
VADAGARAI — NAGAPATTINAM, TAMIL NADU
MICR: 611020026 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
VADAGARAI
IFSC Code
IOBA0000601
MICR Code
611020026
Address
4 BY 363 MAIN ROAD VADAGARAI
Open in Google Maps
City
NAGAPATTINAM
District
VADAGARAI
State
TAMIL NADU
Contact
286032

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000601 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000601.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000601.

IFSC Code Structure

I
O
B
A
0
0
0
0
6
0
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000601 — Branch code (VADAGARAI)

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Frequently Asked Questions

Is IOBA0000601 valid for online transfer?
Yes, IOBA0000601 is a valid IFSC code for Indian Overseas Bank VADAGARAI branch in NAGAPATTINAM, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000601 belong to?
IOBA0000601 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VADAGARAI is 611020026. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000601?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.