Indian Overseas Bank KANDANPERUR Branch IFSC Code

IOBA 0000644
Indian Overseas Bank Logo Indian Overseas Bank
KANDANPERUR — PATHANAMTHITTA, KERALA
MICR: 689020810 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KANDANPERUR
IFSC Code
IOBA0000644
MICR Code
689020810
Address
VII BY 166 THUNDIYIL BUILDINGS KANDANPERUR KUTTANADU PIN 689615
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City
PATHANAMTHITTA
District
PATHANAMTHITTA
State
KERALA
Contact
2773243

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000644 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000644.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000644.

IFSC Code Structure

I
O
B
A
0
0
0
0
6
4
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000644 — Branch code (KANDANPERUR)

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Frequently Asked Questions

Is IOBA0000644 valid for online transfer?
Yes, IOBA0000644 is a valid IFSC code for Indian Overseas Bank KANDANPERUR branch in PATHANAMTHITTA, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000644 belong to?
IOBA0000644 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KANDANPERUR is 689020810. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000644?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.