Indian Overseas Bank MALDA Branch IFSC Code
IOBA 0000647
Indian Overseas Bank MALDA — MALDA, WEST BENGAL
MICR: 732020102
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- MALDA
- IFSC Code
- IOBA0000647
- MICR Code
- 732020102
- City
- MALDA
- District
- MALDA
- State
- WEST BENGAL
- Contact
- +913512252146
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000647 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000647.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000647.
IFSC Code Structure
I
O
B
A
0
0
0
0
6
4
7
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000647 — Branch code (MALDA)
Nearby Indian Overseas Bank Branches in MALDA
BAGBARI
IOBA0002834
BAGBARI BANDH, PO MALIHA, PS ENGLISH BAZAR
MICR: 732020103 RTGS ✓ NEFT ✓ IMPS ✓
GAZOLE
IOBA0004139
VILLAGE SUKANTA PALLY, DISTRICT MALDA,WEST BENGAL,PIN 732124
MICR: 732020002 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000647 valid for online transfer?
Yes, IOBA0000647 is a valid IFSC code for Indian Overseas Bank MALDA branch in MALDA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000647 belong to?
IOBA0000647 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MALDA is 732020102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000647?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.