Indian Overseas Bank PANDALAM Branch IFSC Code

IOBA 0000716
Indian Overseas Bank Logo Indian Overseas Bank
PANDALAM — PATHANAMTHITTA, KERALA
MICR: 689020476 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PANDALAM
IFSC Code
IOBA0000716
MICR Code
689020476
Address
1 FLOOR, M V K COMPLEX, PANDALAM JUNCTION, PANDALAM PIN 689501
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City
PATHANAMTHITTA
District
PANDALAM
State
KERALA
Contact
4252208

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000716 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000716.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000716.

IFSC Code Structure

I
O
B
A
0
0
0
0
7
1
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000716 — Branch code (PANDALAM)

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Frequently Asked Questions

Is IOBA0000716 valid for online transfer?
Yes, IOBA0000716 is a valid IFSC code for Indian Overseas Bank PANDALAM branch in PATHANAMTHITTA, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000716 belong to?
IOBA0000716 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PANDALAM is 689020476. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000716?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.