Indian Overseas Bank PADAIVEEDU Branch IFSC Code

IOBA 0000796
Indian Overseas Bank Logo Indian Overseas Bank
PADAIVEEDU — NAMAKKAL, TAMIL NADU
MICR: 636020022 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PADAIVEEDU
IFSC Code
IOBA0000796
MICR Code
636020022
Address
SALEMBHAVANI MAIN ROAD,GOUNDANUR,TIRUCHENGODE TK,PADAIVEEDU,PIN 637306
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City
NAMAKKAL
District
PADAIVEEDU
State
TAMIL NADU
Contact
+914283254988

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000796 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000796.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000796.

IFSC Code Structure

I
O
B
A
0
0
0
0
7
9
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000796 — Branch code (PADAIVEEDU)

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Frequently Asked Questions

Is IOBA0000796 valid for online transfer?
Yes, IOBA0000796 is a valid IFSC code for Indian Overseas Bank PADAIVEEDU branch in NAMAKKAL, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000796 belong to?
IOBA0000796 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PADAIVEEDU is 636020022. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000796?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.