Indian Overseas Bank BHAGALPUR Branch IFSC Code
IOBA 0000892
Indian Overseas Bank BHAGALPUR — BHAGALPUR, BIHAR
MICR: 812020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- BHAGALPUR
- IFSC Code
- IOBA0000892
- MICR Code
- 812020002
- City
- BHAGALPUR
- District
- JAGDISHPUR
- State
- BIHAR
- Contact
- +916412421716
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000892 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000892.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000892.
IFSC Code Structure
I
O
B
A
0
0
0
0
8
9
2
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000892 — Branch code (BHAGALPUR)
Nearby Indian Overseas Bank Branches in BHAGALPUR
TILKAMANJHI BHAGALPUR
IOBA0001721
SUMRIT MANDAL COMPLEX ,TILKAMANJHI BHAGALPUR PIN 812001
MICR: 812020003 RTGS ✓ NEFT ✓ IMPS ✓
COLGONG
IOBA0002380
NAV CHITRA MANDIR,THANA ROAD,COLGONG,BHAGALPUR
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000892 valid for online transfer?
Yes, IOBA0000892 is a valid IFSC code for Indian Overseas Bank BHAGALPUR branch in BHAGALPUR, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000892 belong to?
IOBA0000892 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BHAGALPUR is 812020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000892?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.