Indian Overseas Bank MUMBAI KALYAN Branch IFSC Code

IOBA 0000897
Indian Overseas Bank Logo Indian Overseas Bank
MUMBAI KALYAN — GREATER BOMBAY, MAHARASHTRA
MICR: 400020033 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MUMBAI KALYAN
IFSC Code
IOBA0000897
MICR Code
400020033
Address
BAJRANG APARTMENTS,1 FLOOR,R P ROAD NEAR R T O WEST KALYAN PIN 421301
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City
GREATER BOMBAY
District
MUMBAI
State
MAHARASHTRA
Contact
2326051

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000897 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000897.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000897.

IFSC Code Structure

I
O
B
A
0
0
0
0
8
9
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000897 — Branch code (MUMBAI KALYAN)

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Frequently Asked Questions

Is IOBA0000897 valid for online transfer?
Yes, IOBA0000897 is a valid IFSC code for Indian Overseas Bank MUMBAI KALYAN branch in GREATER BOMBAY, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000897 belong to?
IOBA0000897 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MUMBAI KALYAN is 400020033. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000897?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.