Indian Overseas Bank KARUMANDICHELLIPALAYAM Branch IFSC Code

IOBA 0000903
Indian Overseas Bank Logo Indian Overseas Bank
KARUMANDICHELLIPALAYAM — ERODE, TAMIL NADU
MICR: 638020006 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KARUMANDICHELLIPALAYAM
IFSC Code
IOBA0000903
MICR Code
638020006
Address
11, BHAVANI ROAD, KARUMANDICHELLIPALAYAM, PERUNDURAI PIN 638052
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City
ERODE
District
PERUNDURAI
State
TAMIL NADU
Contact
220573

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000903 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000903.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000903.

IFSC Code Structure

I
O
B
A
0
0
0
0
9
0
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000903 — Branch code (KARUMANDICHELLIPALAYAM)

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Frequently Asked Questions

Is IOBA0000903 valid for online transfer?
Yes, IOBA0000903 is a valid IFSC code for Indian Overseas Bank KARUMANDICHELLIPALAYAM branch in ERODE, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000903 belong to?
IOBA0000903 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KARUMANDICHELLIPALAYAM is 638020006. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000903?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.