Indian Overseas Bank SRINAGAR Branch IFSC Code
IOBA 0000945
Indian Overseas Bank SRINAGAR — SRINAGAR, JAMMU AND KASHMIR
MICR: 190020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- SRINAGAR
- IFSC Code
- IOBA0000945
- MICR Code
- 190020002
- City
- SRINAGAR
- District
- SRINAGAR
- State
- JAMMU AND KASHMIR
- Contact
- +911942501632
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000945 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000945.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000945.
IFSC Code Structure
I
O
B
A
0
0
0
0
9
4
5
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000945 — Branch code (SRINAGAR)
Frequently Asked Questions
Is IOBA0000945 valid for online transfer?
Yes, IOBA0000945 is a valid IFSC code for Indian Overseas Bank SRINAGAR branch in SRINAGAR, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000945 belong to?
IOBA0000945 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SRINAGAR is 190020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000945?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.