Indian Overseas Bank ADIYAKKAMANGALAM Branch IFSC Code

IOBA 0000972
Indian Overseas Bank Logo Indian Overseas Bank
ADIYAKKAMANGALAM — TIRUVARUR, TAMIL NADU
MICR: 610020004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
ADIYAKKAMANGALAM
IFSC Code
IOBA0000972
MICR Code
610020004
Address
EAST CHETTY STREET ,ADIYAKKAMANGALAM,NAGAPATTINAM ,ADIYAKKAMANGALAM ,PIN 611101
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City
TIRUVARUR
District
ADIYAKKAMANGALAM
State
TAMIL NADU
Contact
222812

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000972 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000972.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000972.

IFSC Code Structure

I
O
B
A
0
0
0
0
9
7
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000972 — Branch code (ADIYAKKAMANGALAM)

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Frequently Asked Questions

Is IOBA0000972 valid for online transfer?
Yes, IOBA0000972 is a valid IFSC code for Indian Overseas Bank ADIYAKKAMANGALAM branch in TIRUVARUR, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000972 belong to?
IOBA0000972 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank ADIYAKKAMANGALAM is 610020004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000972?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.