Indian Overseas Bank THANDAGA Branch IFSC Code

IOBA 0000974
Indian Overseas Bank Logo Indian Overseas Bank
THANDAGA — CHITRADURGA, KARNATAKA
MICR: 572020521 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
THANDAGA
IFSC Code
IOBA0000974
MICR Code
572020521
Address
DODDAGHATTA,THANDAGA GATE,TURUVEKERE TK,THANDAGA,PIN 572224
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City
CHITRADURGA
District
TANDAGA
State
KARNATAKA
Contact
279213

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000974 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000974.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000974.

IFSC Code Structure

I
O
B
A
0
0
0
0
9
7
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000974 — Branch code (THANDAGA)

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Frequently Asked Questions

Is IOBA0000974 valid for online transfer?
Yes, IOBA0000974 is a valid IFSC code for Indian Overseas Bank THANDAGA branch in CHITRADURGA, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000974 belong to?
IOBA0000974 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank THANDAGA is 572020521. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000974?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.