Indian Overseas Bank POONACHI Branch IFSC Code
IOBA 0001012
Indian Overseas Bank POONACHI — ERODE, TAMIL NADU
MICR: 638020504
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- POONACHI
- IFSC Code
- IOBA0001012
- MICR Code
- 638020504
- City
- ERODE
- District
- POONACHI
- State
- TAMIL NADU
- Contact
- 257730
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001012 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001012.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001012.
IFSC Code Structure
I
O
B
A
0
0
0
1
0
1
2
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001012 — Branch code (POONACHI)
Nearby Indian Overseas Bank Branches in ERODE
ERODE
IOBA0000025
931, PARK RD, ERODE
MICR: 638020002 RTGS ✓ NEFT ✓ IMPS ✓
SATHYAMANGALAM
IOBA0000081
222, BAZAAR STREET, SATHYAMANGALAM, PIN 638401
MICR: 638020402 RTGS ✓ NEFT ✓ IMPS ✓
PUNJAIPULIAMPATTI
IOBA0000137
5 BY 24A, JAWAHAR MAIN ROAD, PUNJAIPULIAMPATTI VIA ERODE, PIN 638459
MICR: 641020047 RTGS ✓ NEFT ✓ IMPS ✓
KAVINDAPADI
IOBA0000198
711,ERODE RD,KAVINDAPADI, 638455
MICR: 638020024 RTGS ✓ NEFT ✓ IMPS ✓
KOLINGIVADI
IOBA0000535
157TS34 BY 1 SRI VINAYAGA PLAZA I FLOOR PALANI BYPASS ROAD,DHARAPURAM PIN 638656
MICR: 638020302 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001012 valid for online transfer?
Yes, IOBA0001012 is a valid IFSC code for Indian Overseas Bank POONACHI branch in ERODE, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001012 belong to?
IOBA0001012 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank POONACHI is 638020504. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001012?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.