Indian Overseas Bank SURAMPATTY Branch IFSC Code

IOBA 0001015
Indian Overseas Bank Logo Indian Overseas Bank
SURAMPATTY — ERODE, TAMIL NADU
MICR: 638020008 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SURAMPATTY
IFSC Code
IOBA0001015
MICR Code
638020008
Address
72, PERUNDURAI ROAD, SURAMPAATTI, ERODE PIN 638011
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City
ERODE
District
SURAMPATTY
State
TAMIL NADU
Contact
2257421

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001015 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001015.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001015.

IFSC Code Structure

I
O
B
A
0
0
0
1
0
1
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001015 — Branch code (SURAMPATTY)

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Frequently Asked Questions

Is IOBA0001015 valid for online transfer?
Yes, IOBA0001015 is a valid IFSC code for Indian Overseas Bank SURAMPATTY branch in ERODE, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001015 belong to?
IOBA0001015 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SURAMPATTY is 638020008. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001015?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.