Indian Overseas Bank SIRUGANUR Branch IFSC Code

IOBA 0001016
Indian Overseas Bank Logo Indian Overseas Bank
SIRUGANUR — TIRUCHIRAPALLI, TAMIL NADU
MICR: 620020521 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SIRUGANUR
IFSC Code
IOBA0001016
MICR Code
620020521
Address
S.NO.225 MAIN ROAD SIRUGANUR PIN 621105
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City
TIRUCHIRAPALLI
District
SIRUGANUR
State
TAMIL NADU
Contact
2650151

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001016 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001016.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001016.

IFSC Code Structure

I
O
B
A
0
0
0
1
0
1
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001016 — Branch code (SIRUGANUR)

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Frequently Asked Questions

Is IOBA0001016 valid for online transfer?
Yes, IOBA0001016 is a valid IFSC code for Indian Overseas Bank SIRUGANUR branch in TIRUCHIRAPALLI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001016 belong to?
IOBA0001016 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SIRUGANUR is 620020521. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001016?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.