Indian Overseas Bank CHENNEMPATTI Branch IFSC Code

IOBA 0001020
Indian Overseas Bank Logo Indian Overseas Bank
CHENNEMPATTI — ERODE, TAMIL NADU
MICR: 638020510 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHENNEMPATTI
IFSC Code
IOBA0001020
MICR Code
638020510
Address
34A MAIN ROAD CHENNEMPATTI,BHAVANI TALUK CHENNEMPATTI PIN 638504
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City
ERODE
District
CHENNAMPATTI
State
TAMIL NADU
Contact
258254

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001020 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001020.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001020.

IFSC Code Structure

I
O
B
A
0
0
0
1
0
2
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001020 — Branch code (CHENNEMPATTI)

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Frequently Asked Questions

Is IOBA0001020 valid for online transfer?
Yes, IOBA0001020 is a valid IFSC code for Indian Overseas Bank CHENNEMPATTI branch in ERODE, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001020 belong to?
IOBA0001020 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHENNEMPATTI is 638020510. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001020?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.