Indian Overseas Bank KAIKALATHUR Branch IFSC Code
IOBA 0001031
Indian Overseas Bank KAIKALATHUR — PERAMBALUR, TAMIL NADU
MICR: 621020310
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KAIKALATHUR
- IFSC Code
- IOBA0001031
- MICR Code
- 621020310
- City
- PERAMBALUR
- District
- KAIKALATHUR
- State
- TAMIL NADU
- Contact
- 263218
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001031 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001031.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001031.
IFSC Code Structure
I
O
B
A
0
0
0
1
0
3
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001031 — Branch code (KAIKALATHUR)
Nearby Indian Overseas Bank Branches in PERAMBALUR
V KALATHUR
IOBA0000574
KAREEM MANZIL,BAZAAR STREET,V. KALATHUR,PIN 621117
MICR: 621020303 RTGS ✓ NEFT ✓ IMPS ✓
PENNAKONAM
IOBA0000719
LABBAIKUDIKADU MAIN RO,PENNAKONAM,PIN 621108
MICR: 621020305 RTGS ✓ NEFT ✓ IMPS ✓
VEPPANTHATTAI
IOBA0000748
ATHUR MAIN ROAD,VEPPANTHATTAI PIN 621116
MICR: 621020307 RTGS ✓ NEFT ✓ IMPS ✓
ALATHUR GATE
IOBA0000760
MAIN ROAD ALATHUR GATE PIN 621109
MICR: 621020308 RTGS ✓ NEFT ✓ IMPS ✓
POOLAMBADI
IOBA0000970
PERIAMANDAVELI,POOLAMBADI PIN 621110
MICR: 621020309 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001031 valid for online transfer?
Yes, IOBA0001031 is a valid IFSC code for Indian Overseas Bank KAIKALATHUR branch in PERAMBALUR, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001031 belong to?
IOBA0001031 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KAIKALATHUR is 621020310. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001031?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.