Indian Overseas Bank LAKSHMIPURAM Branch IFSC Code

IOBA 0001044
Indian Overseas Bank Logo Indian Overseas Bank
LAKSHMIPURAM — MADURAI, TAMIL NADU
MICR: 625020105 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
LAKSHMIPURAM
IFSC Code
IOBA0001044
MICR Code
625020105
Address
NO 66, CUMBUM ROAD, LAKSHMIPURAM - 625 523
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City
MADURAI
District
LAKSHMIPURAM
State
TAMIL NADU
Contact
+914546269032

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001044 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001044.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001044.

IFSC Code Structure

I
O
B
A
0
0
0
1
0
4
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001044 — Branch code (LAKSHMIPURAM)

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Frequently Asked Questions

Is IOBA0001044 valid for online transfer?
Yes, IOBA0001044 is a valid IFSC code for Indian Overseas Bank LAKSHMIPURAM branch in MADURAI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001044 belong to?
IOBA0001044 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank LAKSHMIPURAM is 625020105. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001044?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.