Indian Overseas Bank PERUVALAPPUR Branch IFSC Code

IOBA 0001045
Indian Overseas Bank Logo Indian Overseas Bank
PERUVALAPPUR — PERAMBALUR, TAMIL NADU
MICR: 620020513 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PERUVALAPPUR
IFSC Code
IOBA0001045
MICR Code
620020513
Address
MAIN ROAD,PERUVALLAPUR POST LALGUDI TALUK PERUVALLAPUR PIN 621651
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City
PERAMBALUR
District
ARIYALUR
State
TAMIL NADU
Contact
2651230

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001045 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001045.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001045.

IFSC Code Structure

I
O
B
A
0
0
0
1
0
4
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001045 — Branch code (PERUVALAPPUR)

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Frequently Asked Questions

Is IOBA0001045 valid for online transfer?
Yes, IOBA0001045 is a valid IFSC code for Indian Overseas Bank PERUVALAPPUR branch in PERAMBALUR, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001045 belong to?
IOBA0001045 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PERUVALAPPUR is 620020513. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001045?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.