Indian Overseas Bank DHARWAD Branch IFSC Code
IOBA 0001053
Indian Overseas Bank DHARWAD — DHARWAD, KARNATAKA
MICR: 580020302
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- DHARWAD
- IFSC Code
- IOBA0001053
- MICR Code
- 580020302
- Address
- 1 FLOOR DR MISHRA BUILDINGS KARNATAKA UNIVERSITY ROAD SAPTHAPURA DHARWAD PIN 580001 Open in Google Maps
- City
- DHARWAD
- District
- HUBLI-DHARWAD
- State
- KARNATAKA
- Contact
- 2770379
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001053 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001053.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001053.
IFSC Code Structure
I
O
B
A
0
0
0
1
0
5
3
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001053 — Branch code (DHARWAD)
Nearby Indian Overseas Bank Branches in DHARWAD
HUBLI
IOBA0000126
UMACHAGI BUILDING KOPPIKAR ROAD HUBLI PIN 580020
MICR: 580020002 RTGS ✓ NEFT ✓ IMPS ✓
GARAG
IOBA0000308
MATHRU CHAYA MAIN ROAD GARAG, PIN 581105
MICR: 580020502 RTGS ✓ NEFT ✓ IMPS ✓
TUMARIKOPPA
IOBA0000877
TUMARIKOPPA P.O. KALAGHATKI TALUK TUMARIKOPPA PIN 581204
MICR: 580020501 RTGS ✓ NEFT ✓ IMPS ✓
DHARWADJUBILEE CIRCLE
IOBA0001771
KHRS BUILDING, ALUR VENKAT RAO CIRCLE, COLLEGE ROAD, DHARWAD PIN 580001
MICR: 580020303 RTGS ✓ NEFT ✓ IMPS ✓
MUMMIGATTI
IOBA0002652
AT AND POST MUMMIGATTI VILLAGE DHARWAD TALUK 580011
MICR: 580020503 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001053 valid for online transfer?
Yes, IOBA0001053 is a valid IFSC code for Indian Overseas Bank DHARWAD branch in DHARWAD, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001053 belong to?
IOBA0001053 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank DHARWAD is 580020302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001053?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.