Indian Overseas Bank AYAKKARANPULAM Branch IFSC Code

IOBA 0001076
Indian Overseas Bank Logo Indian Overseas Bank
AYAKKARANPULAM — NAGAPATTINAM, TAMIL NADU
MICR: 611020004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
AYAKKARANPULAM
IFSC Code
IOBA0001076
MICR Code
611020004
Address
AYAKKARANPULAM II POST VEDARANYAM TALUK,NAGAPATTINAM AYAKKARANPULAM PIN 614707
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City
NAGAPATTINAM
District
AYAKKARANPULAM
State
TAMIL NADU
Contact
274449

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001076 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001076.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001076.

IFSC Code Structure

I
O
B
A
0
0
0
1
0
7
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001076 — Branch code (AYAKKARANPULAM)

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Frequently Asked Questions

Is IOBA0001076 valid for online transfer?
Yes, IOBA0001076 is a valid IFSC code for Indian Overseas Bank AYAKKARANPULAM branch in NAGAPATTINAM, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001076 belong to?
IOBA0001076 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank AYAKKARANPULAM is 611020004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001076?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.