Indian Overseas Bank VILANDAI Branch IFSC Code

IOBA 0001089
Indian Overseas Bank Logo Indian Overseas Bank
VILANDAI — VILLUPURAM, TAMIL NADU
MICR: 606020012 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
VILANDAI
IFSC Code
IOBA0001089
MICR Code
606020012
Address
16 BY 11A VILLUPURAM MAIN ROAD MANAMPOONDI,TIRUKKOILUR TALUK VILANDAI PIN 606752
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City
VILLUPURAM
District
VILANDAI
State
TAMIL NADU
Contact
224335

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001089 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001089.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001089.

IFSC Code Structure

I
O
B
A
0
0
0
1
0
8
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001089 — Branch code (VILANDAI)

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Frequently Asked Questions

Is IOBA0001089 valid for online transfer?
Yes, IOBA0001089 is a valid IFSC code for Indian Overseas Bank VILANDAI branch in VILLUPURAM, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001089 belong to?
IOBA0001089 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VILANDAI is 606020012. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001089?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.