Indian Overseas Bank KAIPADAR Branch IFSC Code

IOBA 0001096
Indian Overseas Bank Logo Indian Overseas Bank
KAIPADAR — KHURDA, ODISHA
MICR: 752020503 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KAIPADAR
IFSC Code
IOBA0001096
MICR Code
752020503
Address
AT PO KAIPADAR,KHURDA KAIPADAI PIN 752056
Open in Google Maps
City
KHURDA
District
KAIPADAR
State
ODISHA
Contact
239791

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001096 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001096.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001096.

IFSC Code Structure

I
O
B
A
0
0
0
1
0
9
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001096 — Branch code (KAIPADAR)

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Frequently Asked Questions

Is IOBA0001096 valid for online transfer?
Yes, IOBA0001096 is a valid IFSC code for Indian Overseas Bank KAIPADAR branch in KHURDA, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001096 belong to?
IOBA0001096 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KAIPADAR is 752020503. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001096?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.