Indian Overseas Bank DEMARIHAT Branch IFSC Code
IOBA 0001164
Indian Overseas Bank DEMARIHAT — EAST MIDNAPORE, WEST BENGAL
MICR: 721020701
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- DEMARIHAT
- IFSC Code
- IOBA0001164
- MICR Code
- 721020701
- City
- EAST MIDNAPORE
- District
- SAHID MATANGINI
- State
- WEST BENGAL
- Contact
- 258468
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001164 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001164.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001164.
IFSC Code Structure
I
O
B
A
0
0
0
1
1
6
4
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001164 — Branch code (DEMARIHAT)
Frequently Asked Questions
Is IOBA0001164 valid for online transfer?
Yes, IOBA0001164 is a valid IFSC code for Indian Overseas Bank DEMARIHAT branch in EAST MIDNAPORE, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001164 belong to?
IOBA0001164 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank DEMARIHAT is 721020701. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001164?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.