Indian Overseas Bank BARATAJPUR Branch IFSC Code
IOBA 0001187
BARATAJPUR — HUGLI, WEST BENGAL
MICR: 700020047
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- BARATAJPUR
- IFSC Code
- IOBA0001187
- MICR Code
- 700020047
- City
- HUGLI
- District
- SERAMPORE
- State
- WEST BENGAL
- Contact
- +9133223102
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001187 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001187.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001187.
IFSC Code Structure
I
O
B
A
0
0
0
1
1
8
7
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001187 — Branch code (BARATAJPUR)
Nearby Indian Overseas Bank Branches in HUGLI
ABBOT SISHU HALL
IOBA0002160
IMAM BAZAR ROAD,CHINSURAH P.O.,CHINSURAH,PIN 712103
MICR: 700020066 RTGS ✓ NEFT ✓ IMPS ✓
KONNAGAR
IOBA0002636
1ST.FLOOR,82 S C CHATTERJEE STREET,KONNAGAR 712235 DIST HOOGHLY
MICR: 700020084 RTGS ✓ NEFT ✓ IMPS ✓
RAJARBATHAN
IOBA0003667
RAJARBATHAN CHOWMATHA, PO HARISNAGARP SINGUR DIST HOOGHLY 712409
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001187 valid for online transfer?
Yes, IOBA0001187 is a valid IFSC code for Indian Overseas Bank BARATAJPUR branch in HUGLI, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001187 belong to?
IOBA0001187 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BARATAJPUR is 700020047. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001187?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.