Indian Overseas Bank BARATAJPUR Branch IFSC Code

IOBA 0001187
Indian Overseas Bank Logo Indian Overseas Bank
BARATAJPUR — HUGLI, WEST BENGAL
MICR: 700020047 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BARATAJPUR
IFSC Code
IOBA0001187
MICR Code
700020047
Address
BARA TAJPUR VILLAGE AND VIA BEGUMPUR BARATAJPUR PIN 712306
Open in Google Maps
City
HUGLI
District
SERAMPORE
State
WEST BENGAL
Contact
+9133223102

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001187 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001187.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001187.

IFSC Code Structure

I
O
B
A
0
0
0
1
1
8
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001187 — Branch code (BARATAJPUR)

Nearby Indian Overseas Bank Branches in HUGLI

View all Indian Overseas Bank branches in HUGLI →

Frequently Asked Questions

Is IOBA0001187 valid for online transfer?
Yes, IOBA0001187 is a valid IFSC code for Indian Overseas Bank BARATAJPUR branch in HUGLI, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001187 belong to?
IOBA0001187 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BARATAJPUR is 700020047. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001187?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.