Indian Overseas Bank KUMARA PARK Branch IFSC Code

IOBA 0001193
Indian Overseas Bank Logo Indian Overseas Bank
KUMARA PARK — BANGALORE URBAN, KARNATAKA
MICR: 560020015 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KUMARA PARK
IFSC Code
IOBA0001193
MICR Code
560020015
Address
45, X II BLOCK, KUMARA PARK WEST, BEHIND BDA, BANGALORE - 260020
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City
BANGALORE URBAN
District
BANGALORE
State
KARNATAKA
Contact
22950193

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001193 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001193.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001193.

IFSC Code Structure

I
O
B
A
0
0
0
1
1
9
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001193 — Branch code (KUMARA PARK)

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Frequently Asked Questions

Is IOBA0001193 valid for online transfer?
Yes, IOBA0001193 is a valid IFSC code for Indian Overseas Bank KUMARA PARK branch in BANGALORE URBAN, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001193 belong to?
IOBA0001193 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KUMARA PARK is 560020015. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001193?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.