Indian Overseas Bank VALAYAPATTI Branch IFSC Code

IOBA 0001196
Indian Overseas Bank Logo Indian Overseas Bank
VALAYAPATTI — MADURAI, TAMIL NADU
MICR: 625020031 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
VALAYAPATTI
IFSC Code
IOBA0001196
MICR Code
625020031
Address
VALAYAPATTI VILLAGE, THIRUPARANKUNDRAM BLOCK, MADURAI - 625 022
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City
MADURAI
District
VALAYAPATTI
State
TAMIL NADU
Contact
2690322

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001196 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001196.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001196.

IFSC Code Structure

I
O
B
A
0
0
0
1
1
9
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001196 — Branch code (VALAYAPATTI)

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Frequently Asked Questions

Is IOBA0001196 valid for online transfer?
Yes, IOBA0001196 is a valid IFSC code for Indian Overseas Bank VALAYAPATTI branch in MADURAI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001196 belong to?
IOBA0001196 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VALAYAPATTI is 625020031. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001196?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.