Indian Overseas Bank KARAMBAKUDI Branch IFSC Code

IOBA 0001202
Indian Overseas Bank Logo Indian Overseas Bank
KARAMBAKUDI — PUDUKKOTTAI, TAMIL NADU
MICR: 622020020 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KARAMBAKUDI
IFSC Code
IOBA0001202
MICR Code
622020020
Address
793 TOPLLGATE STREET KARAMBAKUDI PIN 622302
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City
PUDUKKOTTAI
District
KARAMBAKKUDI
State
TAMIL NADU
Contact
255254

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001202 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001202.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001202.

IFSC Code Structure

I
O
B
A
0
0
0
1
2
0
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001202 — Branch code (KARAMBAKUDI)

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Frequently Asked Questions

Is IOBA0001202 valid for online transfer?
Yes, IOBA0001202 is a valid IFSC code for Indian Overseas Bank KARAMBAKUDI branch in PUDUKKOTTAI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001202 belong to?
IOBA0001202 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KARAMBAKUDI is 622020020. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001202?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.