Indian Overseas Bank RAIPUR Branch IFSC Code
IOBA 0001213
Indian Overseas Bank RAIPUR — KISHANGANJ, BIHAR
MICR: 492020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- RAIPUR
- IFSC Code
- IOBA0001213
- MICR Code
- 492020002
- City
- KISHANGANJ
- District
- RAIPUR
- State
- BIHAR
- Contact
- +917712882137
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001213 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001213.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001213.
IFSC Code Structure
I
O
B
A
0
0
0
1
2
1
3
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001213 — Branch code (RAIPUR)
Nearby Indian Overseas Bank Branches in KISHANGANJ
KISHANGANJ
IOBA0002913
FIRST FLOOR,PASCHIMPALI CHOWK,KISHANGANJ DISTT,BIHAR,PIN 855108
MICR: 855020002 RTGS ✓ NEFT ✓ IMPS ✓
SINGHIMARI
IOBA0003813
INDERJEET YADAV VILLAGE,SINGHIMARI NEAR SSB CAMP,DISTRICT KISHANGANJ,PIN 855101
MICR: 855020003 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001213 valid for online transfer?
Yes, IOBA0001213 is a valid IFSC code for Indian Overseas Bank RAIPUR branch in KISHANGANJ, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001213 belong to?
IOBA0001213 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RAIPUR is 492020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001213?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.