Indian Overseas Bank VILUNDAMAVADAI Branch IFSC Code

IOBA 0001232
Indian Overseas Bank Logo Indian Overseas Bank
VILUNDAMAVADAI — NAGAPATTINAM, TAMIL NADU
MICR: 611020029 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
VILUNDAMAVADAI
IFSC Code
IOBA0001232
MICR Code
611020029
Address
PATTI ROAD VILUNDAMAVADI PIN 611112
Open in Google Maps
City
NAGAPATTINAM
District
VILUNDAMAVADI
State
TAMIL NADU
Contact
268429

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001232 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001232.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001232.

IFSC Code Structure

I
O
B
A
0
0
0
1
2
3
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001232 — Branch code (VILUNDAMAVADAI)

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Frequently Asked Questions

Is IOBA0001232 valid for online transfer?
Yes, IOBA0001232 is a valid IFSC code for Indian Overseas Bank VILUNDAMAVADAI branch in NAGAPATTINAM, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001232 belong to?
IOBA0001232 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VILUNDAMAVADAI is 611020029. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001232?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.