Indian Overseas Bank BHEMUA Branch IFSC Code
IOBA 0001238
Indian Overseas Bank BHEMUA — MIDNAPORE, WEST BENGAL
MICR: 721020601
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- BHEMUA
- IFSC Code
- IOBA0001238
- MICR Code
- 721020601
- City
- MIDNAPORE
- District
- KHARAGPUR
- State
- WEST BENGAL
- Contact
- +913222217966
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001238 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001238.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001238.
IFSC Code Structure
I
O
B
A
0
0
0
1
2
3
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001238 — Branch code (BHEMUA)
Nearby Indian Overseas Bank Branches in MIDNAPORE
TAMLUK
IOBA0002485
NABAJAN,HOSPITAL MORE,TAMLUK POST,PURBA MDINIPUR DIST 721636
MICR: 721020202 RTGS ✓ NEFT ✓ IMPS ✓
BARKOLA SATKUI
IOBA0002510
O T ROAD,SATKUI,PACHIM MEDNIPUR DIST,WEST BENGAL,PIN 721305
MICR: 721020103 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001238 valid for online transfer?
Yes, IOBA0001238 is a valid IFSC code for Indian Overseas Bank BHEMUA branch in MIDNAPORE, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001238 belong to?
IOBA0001238 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BHEMUA is 721020601. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001238?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.