Indian Overseas Bank MUNGER Branch IFSC Code
IOBA 0001249
MUNGER — MUNGER, BIHAR
MICR: 811020202
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- MUNGER
- IFSC Code
- IOBA0001249
- MICR Code
- 811020202
- City
- MUNGER
- District
- MUNGHYR
- State
- BIHAR
- Contact
- +916344222128
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001249 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001249.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001249.
IFSC Code Structure
I
O
B
A
0
0
0
1
2
4
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001249 — Branch code (MUNGER)
Frequently Asked Questions
Is IOBA0001249 valid for online transfer?
Yes, IOBA0001249 is a valid IFSC code for Indian Overseas Bank MUNGER branch in MUNGER, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001249 belong to?
IOBA0001249 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MUNGER is 811020202. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001249?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.