Indian Overseas Bank VILLUPURAM Branch IFSC Code
IOBA 0001278
Indian Overseas Bank VILLUPURAM — VILLUPURAM, TAMIL NADU
MICR: 605020016
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- VILLUPURAM
- IFSC Code
- IOBA0001278
- MICR Code
- 605020016
- City
- VILLUPURAM
- District
- VILLUPURAM
- State
- TAMIL NADU
- Contact
- 223622
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001278 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001278.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001278.
IFSC Code Structure
I
O
B
A
0
0
0
1
2
7
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001278 — Branch code (VILLUPURAM)
Nearby Indian Overseas Bank Branches in VILLUPURAM
CHINNASALEM
IOBA0000119
378 SALEM MAIN ROAD CHINNASALEM PIN 606201
MICR: 606020104 RTGS ✓ NEFT ✓ IMPS ✓
ULUNDURPET
IOBA0000145
A L C CAMPUS,VRIDHACHALAM RD,ULUNDURPET
MICR: 606020106 RTGS ✓ NEFT ✓ IMPS ✓
THIYAGADURGAM
IOBA0000278
147 SALEM MAIN ROAD THIYAGADURGAM PIN 606206
MICR: 606020105 RTGS ✓ NEFT ✓ IMPS ✓
VALAVANUR
IOBA0000378
63 C KUYAVAN PILLAIYAR KOIL ST VALAVANUR PIN 605108
MICR: 605020028 RTGS ✓ NEFT ✓ IMPS ✓
MUGAIYUR
IOBA0000772
24 BY 6 RAILWAY FEEDER ROAD MUGAIYUR PIN 605755
MICR: 605020026 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001278 valid for online transfer?
Yes, IOBA0001278 is a valid IFSC code for Indian Overseas Bank VILLUPURAM branch in VILLUPURAM, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001278 belong to?
IOBA0001278 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VILLUPURAM is 605020016. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001278?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.