Indian Overseas Bank NAGAON Branch IFSC Code

IOBA 0001291
Indian Overseas Bank Logo Indian Overseas Bank
NAGAON — BARPETA, ASSAM
MICR: 782020102 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
NAGAON
IFSC Code
IOBA0001291
MICR Code
782020102
Address
MAULANA AZAD ROAD, BARRA BAZAR, NAGAON 782001
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City
BARPETA
District
NAGAON
State
ASSAM
Contact
+9136722230558

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001291 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001291.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001291.

IFSC Code Structure

I
O
B
A
0
0
0
1
2
9
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001291 — Branch code (NAGAON)

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Frequently Asked Questions

Is IOBA0001291 valid for online transfer?
Yes, IOBA0001291 is a valid IFSC code for Indian Overseas Bank NAGAON branch in BARPETA, ASSAM. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001291 belong to?
IOBA0001291 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NAGAON is 782020102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001291?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.