Indian Overseas Bank PERAMBALUR Branch IFSC Code

IOBA 0001294
Indian Overseas Bank Logo Indian Overseas Bank
PERAMBALUR — PERAMBALUR, TAMIL NADU
MICR: 621020302 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PERAMBALUR
IFSC Code
IOBA0001294
MICR Code
621020302
Address
SRI VARADARAJ COMPLEX,PERAMBALUR ROAD,PERAMBALUR PIN 621212
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City
PERAMBALUR
District
PERAMBALUR
State
TAMIL NADU
Contact
278512

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001294 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001294.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001294.

IFSC Code Structure

I
O
B
A
0
0
0
1
2
9
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001294 — Branch code (PERAMBALUR)

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Frequently Asked Questions

Is IOBA0001294 valid for online transfer?
Yes, IOBA0001294 is a valid IFSC code for Indian Overseas Bank PERAMBALUR branch in PERAMBALUR, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001294 belong to?
IOBA0001294 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PERAMBALUR is 621020302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001294?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.